"Home for All" by 2022 is the commitment made by the government of India having an objective that by the time Nation complete 75 decades of Independence, each houseless and family living in foreclosed homes have a pucca house. In order to attain this aim, there is a need to create an enabling environment, especially in rural areas so the people living in rural areas can construct a pucca house with all basic amenities with ease. Among the simple requirement to achieve this goal is to ensure that the men and women in rural areas have access to economical and decent institutional finance required for the building of a house.
The scheme provides financial assistance to households living in rural areas who are houseless or living in no time, or two-room kutcha houses as per Socio-Economic caste census (SECC) 2011 information in confirmed by Gram Sabha.
The strategy envisages loan to rural household and subsidized interest rate to allow them to structure / modification of their dwelling unit.